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Property Services

Our Pricing - Property Services

Thank you for visiting our pricing information. RDC Solicitors prides itself on providing a personal and professional service for all clients and your matter will be dealt with by our expert team.
For more than 125 years, RDC Solicitors have been at the forefront of legal services in Bradford and the Aire Valley.

Whilst cost is a factor when choosing a legal services provider, we also believe that having a dedicated person handling your matter who understands and cares about the outcome is equally important.

If you have any questions about the information below, please do not hesitate to call one of our team. RDC Solicitors – Small enough to care. Large enough to make a difference.

Our Experts

Our Residential Property Team

Our Residential Property Team has over 57 years of collective experience in delivering a high quality service in the residential property sector.

We have 4 members of the team who may work on your matter.  The Residential Property Department is supervised by Lynn Norris, Director and Head of Property.

Lynn Norris – Director

Lynn is the head of our property team and supervisor with almost 20 years’ experience in property work, both residential property and commercial property.

Lynn qualified as a solicitor in 1999 after graduating from Magdalen College, Oxford and the College of Law (now the University of Law), Guildford.

Lynn completed her training contract at Shoosmiths and spent 6 years as a solicitor and associate solicitor in their property department.  She then moved up to Yorkshire and spent over 5 years at a Leeds firm, Beachcrofts (now DAC Beachcroft) as an associate solicitor. 

She joined RDC in March 2011 and became a director in April 2017.

Lynn has many years experience in both residential and commercial property sales, purchases and re-mortgages along with commercial leases and has experience in dealing with complex transactions.

Peter Foxall - Solicitor

Peter graduated from University of Sheffield with an LLB in 1984 and has been a qualified solicitor for over 30 years.  He is known for his pragmatic approach and common sense way of dealing with transactions, and in particular complex transactions and where there are potentially unexpected problems 

Peter joined RDC in October 2017.  He deals with both residential and commercial property including freehold and leasehold matters from house sales and purchases to commercial properties and businesses.

Fraser Bell – Trainee Licensed Conveyancer

Fraser joined RDC 6 years ago and has worked in the residential property team since then.

Fraser is in the final stages of becoming a fully qualified Licensed Conveyancer, which he expects to achieve in early 2019.

Fraser has several years’ experience in dealing with all types of residential property transactions, including sales and purchases of freehold and leasehold and new build properties.  He is also experienced in dealing with re-mortgages and transfers of equity, in addition to lease extensions and the purchase of mobile homes.

Cay Schofield

Cay graduated from Leeds Beckett University with an LLB (Hons) in 2015.  She is currently studying towards becoming a Chartered Legal Executive (Cay is currently an Associate Legal Executive with the Chartered Institute of Legal Executive) and successfully achieved a distinction in her level 6 property exams this year.  She is on course to fully qualify in 2019.

Cay has over 2 years property experience having been at another local practice prior to joining RDC.  She is experienced in dealing with residential sales and purchases and re-mortgages along with transfers of equity and acts on behalf of a number of landlords in dealing with leasehold assignment applications.

What our clients say about us

“We were very happy with the service overall, Fraser was very professional and prompt to respond to any enquiries we had”.  Mr D - Bradford.

“My mother and I cannot thank you enough for the friendly, efficient and extremely professional manner in which you dealt with the purchase of our new home – much appreciated!".  Dr B - Ilkley.

“Fraser was excellent – made the sale swift and stress free.  Thank you”.  Miss T - Menston.

“We found your services to be very efficient, very helpful and straight forward when answering queries from us.    Definitely very satisfied customers!”   Mr & Mrs M - Guiseley.

Stages of the Process

How long will my sale or purchase take?

How long it will take from your offer being accepted until you can move in to your new house will depend on a number of factors. The average process takes between 6-8 weeks.

The onus is on the seller to get the transaction up and running. We offer a service where we are happy to send you the initial sale papers before a sale is agreed. This should give you time to complete the sale forms as thoroughly as possible and have them with us ready for submission to a buyer’s solicitor when a purchaser is found. This can save up to two weeks of the transaction time.

Transactions can be slowed down depending on other parties in the chain whose conduct is outside of ours and your control. Also, if unforeseen legal issues arise with your property this can cause a delay. For example if the Lease for the property needs extending, or if an extension has been erected without planning and building regulations consents, delays of several months can arise. We will always notify you if we believe an issue has been uncovered which will cause a delay in proceedings.

The precise stages involved in a property transaction vary according to circumstances. We have compiled a useful leaflet which sets out the process and this can be downloaded at the bottom of the page.

Pricing

Sale and purchase of residential property

Our fees cover all of the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with payment of Stamp Duty Land Tax if the property is in England, or Land Transaction Tax if the property you purchase is in Wales.

Residential property fees and disbursements

Legal fees

Please see the table below for our standard legal charges for acting on a sale, purchase or remortgage of a residential freehold property. These fees exclude VAT.

Sale price

Selling fee quote

Up to £100,000

£525

Up to £175,000

£550

Up to £250,000

£595

Up to £500,000

£650

Up to £750,000

£750

Up to £999,000

£850

Over £1m

£995

 

Purchase price

Purchase fee quote

Up to £150,000

£550

Up to £250,000

£595

Up to £350,000

£650

Up to £450,000

£695

Up to £550,000

£750

Up to £750,000

£850

Up to £999,000

£995

£1m - £1.5m

£1,200

 

Remortgage loan amount

fee quote

Up to £250,000

£400

Up to £500,000

£450

Over £500,000

£550

There are certain types of residential property transactions that require additional time and work in order for the process to move as smoothly as possible. Below we have listed our additional charges for these instances. Again, these fees exclude VAT.

Leasehold property

£150

New-Build property

£200

If you are purchasing with the aid of a help to buy equity loan

£175

If the property is unregistered at HM Land Registry

£150

Same day Bank transfer fee (purchase price, mortgage redemption)

£35

Mortgage instruction (charge will depend on nature of lender and complexity of instructions)

£50-£100

Disbursements

With every transaction there are disbursements which are payments to third parties required in relation to your matter. The most common disbursements are listed below and the costs here include VAT

Disbursements on sale transactions

Cost

Land Registry office copies (freehold)

£6-£15

Land Registry office copies (Leasehold)

£15-£30

Identity checks

£1.20.

 

Disbursements on purchase transactions

Cost

Searches

£176-£248 depending on the products you wish to order and the locality of the property you are purchasing. We prefer to undertake official searches direct with the relevant authorities. The costs of these can vary from local authority to local authority. In our opinion official searches are much more reliable and in most cases come back very quickly. The local authority set the charges for official local searches in their area and below is a list of the standard search packs in each locality that we work with regularly:-

Bradford           -           £242

Leeds               -           £176

Harrogate         -           £208

Craven              -          £239

York                   -          £248

We do offer an alternative search product where an agent is paid to undertake the searches with the authority themselves. These searches can take a little longer but the fee is slightly lower than most official packs levied by local authorities. Our current provider has a standard pack charge of £186.

Please note all search packs quoted above include environmental, water and drainage and local authority searches. They do not include coal searches as these are not always required. The current cost of a coal mining search is £50.

If you are not purchasing in one of the five localities mentioned above please do not hesitate to let us know so we can arrange for our search provider to obtain a quotation for you.

Land Registration fee

This is dependent on the purchase price of your property. This fee is set by HM Land Registry and their charges are as follows:-

0-80,0000                              -             £20

80,001 – 100,000                  -             £40

100,001 – 200,000                -             £95

200,001 – 500,000                -             £135

500,001 – 100,000                -             £270

1,000,001 and over               -             £455

Please note that if you are purchasing part of an existing title (a Transfer of Part) the Land Registration fee doubles. We would make you aware of this as soon as this becomes apparent. Most new-build transactions are a Transfer of Part application.

Land Registry bankruptcy searches

£2.00

Land Registry Priority search

£3.00

Identity checks

£1.20

Stamp Duty Land Tax

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website here https://www.gov.uk/stamp-duty-land-tax

Third party charges

There are in some cases additional costs that need to be paid to third parties that we cannot always quote for at the outset of a transaction. We will of course make you aware as soon as these costs arise. These are most commonly found in leasehold transactions, but can sometimes appear in freehold purchases of properties on estates with “managed areas”.

These additional costs are most commonly paid to a landlord, management company, managing agent or their solicitor on completion. There are four main separate charges that can be levied and these are detailed below. Again this exclude VAT.

Notice of assignment/purchase

£35-£150

Notice of Charge

£35-£150

Deed of Covenant fee

£75-£250

Land Registry compliance certificate

£75-£250

As you can see above these fees vary depending on who they are payable to. The range could be even greater, the above fees are the average costs we have come across.

Estimated total

Below is an example of a full quote inclusive of VAT and disbursements for buying a freehold property for £250,000 in the Bradford area.

Search fees 

 £      242.00

 ID Check (per person)

 £          1.20

 Land Registration fee

 £      135.00

 Bank fee for sending purchase price

 £        42.00

 Land Registry priority & bankruptcy search

 £          7.00

 RDC Solicitors legal charges

 £      595.00

 VAT on legal charges

 £      119.00

Total

£    1,141.20

 In addition, Stamp duty land tax payable

 £    2,500.00

Additional services or factors

If you instruct us via a referral agent that may increase overall costs. The referral agent will provide you with a detailed quote which you may decide whether or not to accept.

There are some additional services that we have standard fees for – please contact us for a copy of our “Additional fees” document.

If unforeseen issues arise there may be additional charges but we will tell you about these in advance and agree them with you before costs are incurred.

RDC Solicitors is a trading name of Read Dunn Connell Limited registered in England and Wales with Company Number 9559492.
Registered office: 30 Park Road, Bingley, Bradford BD16 4JD. We are solicitors practising in England and Wales, authorised and regulated by the Solicitors Regulation Authority. SRA Number 622886. A copy of the SRA Code of Conduct can be found at www.sra.org.uk. VAT No: 708421255
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